Originally Posted by
Nightflyer
Perfect. Thanks Raptor. I was thinking of converting some of my after tax savings to a back door Roth. I've been maxing out my 401K for years, and doing a Roth as well, but now college costs are starting to creep up, so it is good to have this option as a backup plan.
I'll bet the college costs are income dependent, IOW don't count on it.