Originally Posted by sailingfun

Do not give up your SGLI. The other policies will always have exclusions including combat death clauses, private or military flying, scuba as a small example. If something happens to you in the first two years of taking out a policy expect your family to have to battle to get paid. My son in law was talked into dropping his VGLI and picking up insurance with Armed Forces benefit association because it was cheaper. Despite assurances it was a rollover from SGLI they have refused to pay. It's now 3 years since his death and my daughter and granddaughter face at least another year of expensive litigation to get paid.