I agree with you Kilo. I'm 20 and was told I could probably be at the regionals now but I still have a year left at school and really need to gain more multi engine experience and total time to be competitive and gain some more experience being a CFI. I think by not rushing it things will be better off. However, this is my situation and whatever works better for you is what you should do. I actually did look into the online degree program and found it was more expensive than physically going to class so that helped make up my mind.