I'm just getting back to doing some more international trips. I'm curious how most guys approach paying internationally? I like to deal in cash, but the exchange at the airport is ridiculous.

I'm not keen on using my debit card (obviously), but what about your normal credit cards (I've got Capital 1's)? Do you use them or do you have a separate account (like a checking with a card) that you keep with a low account balance so if you get ripped off, you aren't hurt too bad?

Also, do you charge most stuff, or get cash from the overseas ATMs and use?

Any insight would be helpful.