Originally Posted by
pilot64golfer
After taxes and 100% into my 401k. I put all the pay in the 401k every year until it maxes out. Last year I didn't actually get a paycheck until April. I'm very fortunate to be able to do that.
If you do that, do you run the risk of shorting yourself B fund contributions?
I understand that if you max it all out by Oct 1, there may not be room under IRS rules to receive the company's B fund contributions in the fourth quarter.
As a technique, I only put in 7% from Jan to Sept, and then I take a look at it in October and see what needs to be done.
Just food for thought.....