Originally Posted by
TallFlyer
A Plan for employee and spouse is 497, but B plan is 221. The B plan is still really good coverage and quite frankly the A plan didn't make a lot of financial sense.
Are you able to opt out of the health insurance plan offered by the company if your spouse has better coverage? If so, do they pass this savings on to you in your paycheck or is it a take it or leave it scenario?