Ir depends on how much flying you want to do. If you just want to maintain currency, out in town could be less hassles.

If you need to have "200 hours in the last 12 months" or something like that in order to apply for an airline job, the aero club might be cheaper.

It also depends on where you're loacted. There's a HUGE amount of general aviation in central florida, it probably doesn't get much cheaper than that...not sure how it is up around Panama City but my guess is still pretty cheap.

If you need a couple hundred hours in a year, it might also make sense just to buy a small single-engine airplane and sell iy when you're done. A high-time engine would be pretty cheap and still fulfill your mission. Just try to resist the temptation to take that high-time single-engine direct from Panama City to Tampa Bay Maybe go via Talahasee. The normal break-even point between renting and owning an ASEL is about 100 hours/year.