Originally Posted by 742Dash

It is a messed up system, but the end result is 2 years of loss of license at 60% pay, an optional 3rd year that is pretty cheap to buy and sick leave that accumulates at 3 days/month. Long term sick leave is not capped.

Note that the first 24 days of sick leave are at full pay, while the rest is at 50%.

And a note to newhires -- sign up for that third year right out of the box. Getting it later involves getting a medical exam and approval is not guaranteed.