I suppose if you are 27 years old and become color blind in you first year at Spirit they might be able to create the 80% scenario. However if you have moved up the captain ladder a bit it is almost impossible to win that argument as an insurance provider for someone that has never done anything else in his life besides fly planes.

Im gonna lean with lemonade on this one even if he is a snot. My biggest gripe is the lack of support from Wheat and certainly Gonsen. Those two are totally MIA.