Originally Posted by flyingpuma1

I completely agree with you, what you're saying is true, unless you are completely crippled to the point of getting government disability you won't be receiving ltd after 2 years. I have spent more years than I care to mention dealing with disability as a result of a car hitting me. Anyone who doesn't believe this is welcome to question me about it. Between our crappy ltd and non-existent std it's a scary issue if you have something happen. So now I pay a lot of extra money in coverage to be covered for something that should be in our contract