Originally Posted by
MATEN308
As someone who is out on LTD now. I can say I will not vote on anything that doesn't address this issue. At my previous job Harvey Watt was used and the process was painless when having to file a claim after an injury. With no short term here, and the current provider I would expect no pay for 4-6 months time. It took 2 months past my elgibility date to receive first payment, and that was with me hounding the provider and doctors. Bottom line you better have some money saved because the sick time goes quick. Just my .02. That's not even addressing the 2 year term which is garbage.
Yeah, me too. I never received anything from LTD until 6 months out. This despite submitting everything they requested on time and when they requested. That left me scrambling to figure out which bills were getting paid and which ones were being put off. Principal is NOT your friend when out on LTD. All they are doing is trying to figure out how NOT to pay you and how to get you off their payments ASAP.