For the record, you can create a Brokerage account at Vanguard. It is no different than having such an account at Scottrade or and other brokerage house. It sits at Vanguard but you're not limited to only putting Vanguard funds in it. I moved all my holdings out of the company plan last year and put them into different Vanguard accounts. Lots more flexibility and all the advantages of having a stand alone brokerage account other places.