You're going to be crediting 72hrs.

I'm not sure the health premiums for single guys but I'm on our cheapest family plan and it's $270/mo and includes dental. The deductible is $4500 but the company gives pilots $3000 toward the deductible which rolls over to the next year if you don't use it all even though the deductible resets. So if you are very healthy you essentially have no deductible the second year on. Company gives single guys $1000 but not sure of the deductible on the single plan. Plan pays 90% after the deductible.

We have other plans that go up substantially in price but I can't provide specifics since I can't remember after choosing the cheap plan was best for my family.

So $38.50 x 72 hrs minus taxes and insurance