I'm in the cheapest plan (single) and my monthly premium is just over $28/month ($14/paycheck). I want to say the deductible is $1,500 but I'm not sure. The company credit is prorated your first year (I think I got $700??) After that, it's $1,000/ year company credit, and what you don't use rolls over. I'm netting about $2,200-$2,300/ month as a line holder staying pretty close to guarantee. I live in Illinois, so I do have State taxes too, and I'm putting 9% into the 401k.