I would say, generally, most peoples ambition will overtake their logic. Hopefully, professional pilots know to measure cost vs risk, but it seems like many are chasing the fast upgrades to get their income out of the poverty range.

Hey, that could be a good rational for pay increase argument. At any rate, this happens in all industries. People rarely turn down promotion because they are ill prepared. However, most industries aren't holding 50 peoples lives in their hands at one time.