A long time ago we were having a cockpit discussion about Welfare, taxes, voting, and all that good stuff. The F/O came out with a remark that I have always found to be true:

"You get what you subsidize".

Make it free, and they will come. Why would anyone want to stay in school and/or get a job, when you can just sit at home and get 'paid' by the government for a .... disability.

Reminds me of another time, when I was a Freshman in college. Our Economics Professor comes in on day one and tells us,

"The best thing you can be in life, is an Unwed Mother in the stat of Massachusetts!".

He then went on to list all the benefits they got... at his expense.