One flaw in the math....forgetting per diem into those calculations. With my total compensation last year, it comes out to an average of 124 hr/month. I actually averaged about 109 per month. You'll get per diem in additional to working instead of sitting in a crash pad, paying money to sit there and making nothing.

This year, I'm averaging 114.7 right now per month. Highest was 125.17, lowest was 101.5. Pretty close to a junior captain sitting on reserve. Only thing that plays a difference, is I may get some PIC time every month. Which IMO, isn't the most important thing. QOL is, and I'd get more time at home by working a lot and driving to/from work, than having to commute to reserve or even commute as a captain to a line, due to the loss of money for places to stay with uncommutable trips, or the loss of income on the trips that I could commute with.