For most americans the majority of their wealth is the equity in their homes. Most americans that aren't home owners work hard to get their foot in the door and become home owners. Now with this package you would go backwards. Many would have to sell their home in the US and become renters. Now you lose out on market gains and tax advantages of home ownership and go back to p!$$ing your money into the hands of a landlord. So while you are sipping on your $12 draft beers in Paris you aren't accumulating any equity in a home and you've dropped the biggest tax writeoff most americans have. That alone is a huge step backwards. Count me out. I am voting NO.