Then maybe you can help bring it into focus. What I see is giving up 95k/year with a good schedule and being based at home to commute for 30-35k. Colgan guy said after 3 years he still isn't pulling down what he did at Colgan. So conservatively, you'd have to be there 5 or 6 years to break even and start pulling ahead (assuming you upgrade in 3.5 years.)

So I'm trying to find where I'll make up the difference.