OK, I think I saw that in the event of being on SC and not used we will get one hour of credit, really? How about a full day's credit (5+15?) At least 4+15. It's not my fault I didn't get called, I was ready for the full 12 hours. And I couldn't drink a beer for the previous 8 hours. If I misunderstood that provision sorry for the rant but I have yet to understand why SC is not credited for reserve guarantee. Harsh away.