Hey...your not a young idiot for not wanting to CFI. No ones yelling at you for that, people are harping on you because of the **** poor attitude. Your correct, not everyone makes good CFI's. As for the inexperienced teaching the inexperienced...how do you gain experience without experience? Unless you are a CFI you will never know how much teaching people greatly improved your flying and knowledge skills. The best CFI I ever had was for my multi...he was a fresh new CFI, but he took what he did very seriously. He knew his stuff inside and out...sure there was a lot for him to learn. But, he went into it with a positive attitude...and if he didn't know something - he admited it and looked it up. It's a win-win situation for everyone. One of the worst CFI's I had was a retired airline pilot. He taught me a lot of bad habits that I learned real quick weren't a good idea. Not all young pilots are bad, and not all old pilots are great.
Not everyone wants to instruct...it's not for everyone. However, your attitude sucks...period. Not everyone has a father who paid their way through school. My parents didn't put out a single penny towards my flight or college education...did I let that stop me? No. Was it a royal pain in the butt? Of course it is/was. I still managed to complete a bachelors and professional school...as well as earn all of my flight certificates/ratings. It's by far the hardest thing I've ever done in my entire life, and will be paying for it for years to come. However, I know that I earned it. I worked the two jobs during school, busted my a** during class to earn scholarships and grants, and look out the loans that I needed to...all while having to take care of the husband/home life as well. Fortunately I didn't have to take out as much as some, because I did earn scholarships...but that took a lot of hard work. There are many people on this board who had to work to get where they are...and whether daddy wrote out the check, or they had to sweat for their ratings (as some have already mentioned) most regional pilots still start out on the same sucky pay.
So, it's really your choice as to whether or not you want to instruct. For many, it's the most rewarding type of flying you can do. No one should look down on you for not wanting to instruct...but you really do need to clean up your attitude because a majority of the pilots you fly with will have some form of instruction under their belt.
If you really sit back and look at the grand scheme of things, you really shouldn't complain. Like one other person mentioned, airlines are hiring people with rediculously low amounts of times (250TT posted at some). What does this mean? This means that you can get away without having to instruct. Just not long ago, mins were triple that...and you had to spend a year or so instructing. No matter where you went to school, you still had to endure that time as an instructing dreaming about the day you get the call to a regional interview. I, personally, didn't have to go through that...as I'm not a professional pilot...nor do I really strive to me. I just enjoy the joy of flying and love flying for fun.
Be lucky you had a car in college...I knew kids who just couldn't afford it. They biked everywhere to save money. Pilots aren't the only profession who have rich daddies. Medicine is the same way. Some people get the full ride through, while others have to eat mac & cheese just to survive.
Best of luck in getting where you want to be, even if you choose the non-instructing route. It's very possible, and there are many other rewarding opportunities taking the non-instructing route. You really do need to change your attitude though...it's very bitter, and will only make you look even worse.
Fly safe...
"judgmental jerk"