Not sure why you asked me that question to begin with. I have not made the argument for or against the TA based on that assertion at all. It really doesn't matter whether or not I believe it is a fact or not. What matters is how I (or you) feel about the changes to our sick policy. Frankly, the potential for third party involvement worries me quite a bit. Dr Faulkner is a good man and I trust him very much. What about his replacement? It seems to me that there is no protection against a third party head hunter group, and that concerns me. That and I really don't think it wise to sign away HIPPA rights. I need more information though.