32 is not too late to get started. If you drop everything and knock out your training, you could be in a paying flying job in 7-9 months from now. Depending where you go and how fast your first job is, you could be at a regional airline 12-24 months after you finish your commercial certificate/instructor rating.
In my new hire class at a regional, the age range was from 22 years old to 52. Lots of guys in their 30s who were at their first airline job, and even guys in their 40s and 50s starting their first airline job. Most of the guys who were in their 30s were there because it took them that long in life to build up the money to get their training done (including myself).
By the way, depending on where you go, it is possible to make decent money a couple years into this. I'm not saying get rich, but enough to sustain a family.