BTW Doc don't let the guys who have to be right beat you up too bad, some guys just have to get the last word in. I never read where you were out of line, besides this is just a discussion.
Yes most accidents are rooted in a failure of following SOP, being vigilant regarding Threat Error Management and CRM. So yes going low on the approach did cause the accident and so did the above things I listed and it's same in all the crashes the guy listed. One could argue if in the glades accident if the light bulb never went out they would be alive today.
This business is all about learning from others mistakes and realizing yes you too could find yourself rushing and loosing SA. Hopefully you will recognize the red flags and either slow down, GA, automate or de-automate to a appropriate level or go hold if in the air and set the brake if on the ground.
The truly scary guys are the ones who think they are always right and think they will not make a mistake.