I would add, think about the worst case scenario. What is management allowed do?

As an example: Despite claims from the DALPA sales team, there was never ANYTHING in writing in NA15 preventing Sedgwick or any 3d party from administering our sick leave. There wasn't.

"We don't think they'll do that."

"They assured us they wouldn't do that."

Those are red flags that scream "they CAN do that" and "they WILL do that."