Originally Posted by golfandfly

I would just like to see a good look at the numbers. We can all use a calculator and guess what inflation will be over 30 years, but I'd rather see an expert's numbers. Of course it will be a best guess. But what will 130k (minus survivor benefit if applicable) be worth in 2045? What would 16% times 30 years (at an average of 300k??) be worth? Of course the B fund rides the market (pilot determines risk), which could be really good or really bad depending on investment choices and market performance.

My take is that if we can't get an A fund improvement now (possibly the best time to negotiate a contract in the last decade), will we ever see an improvement?

I think most of us agree an A and B fund is the way to go. Sort of limits market risk and the A fund is a monthly check so you don't spend strictly from savings. But if the A fund isn't at least cost of living adjusted, what is it's real worth? I just think it's something to look at, that's all. I don't advocate throwing new hires under the bus, but will they see a better deal overall if they just have a higher paying B fund???