FWIW-
if I was still a Govt Civilian, my premiums would have been $462 per month for 2015.
Checked my most recent paycheck and my FedEx premiums come out at 256.
Sucks to have great coverage. But if keeping more $$ in the pocket is the goal for this issue, then perhaps next contract should pursue a cheaper catastrophic like coverage versus the great health care we currently have.
The unknown premiums aren't a deal breaker to me, would prefer to have that versus poorer coverage.