Thread: Health Scare
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Old 09-12-2015, 07:37 AM
  #6  
kronan
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Joined APC: Nov 2005
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Watched the video,

Buyup plan still an option, Anthem still the provider, so yes-if you like your doctor you can keep your doctor. And if you like your plan, you can keep your plan.

Buyup plan in TA-same old same old.

Consumer Directed Health Plans, consumer pays up to deductible, individual (max out of pocket for family) then fully covered. Thanks to the language MaydayMark loves, preventable coverage 100% covered at no out of pocket (think Physical)

HSA rolls over indefinitely. $2,000 autochipped in by FedEx (4k for family). Grownup participation in a Wellness plan gets you another $300. You can contribute pretax dollars, but don't know the company's $$ matches up with the IRS max of 3350 individual 6650 family.

Goal is to have some healthy years to accumulate $$ in your HSA to pay for the deductible.

Premiums are lower if you opt for the CDHP's
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