"I'm a 48 years old male, with an avg lifespan of 76. Statistically, I should die in year 2043. The A Plan limits were established in 1998 at $130,000 USD. (One should think of 1998 as the "anchor" year, and how it relates to inflation and the devaluation of the A Plan.) If I live till the avg of 76 y/o, I should die in year 2043."

Dude, you're a FedEx pilot. The average life expectancy statistics do not apply to you, especially if you get suckered into working until you're close to 65 under this TA, working extra and not using your sick time in order to collect the bonus. FedEx will not pay out on your A plan for long, statistically speaking, I am very sorry to say.