Guys...Section 24-H of the UPA. work. work. work. Starts on page 294.

Basically 50% of income (1026 x hourly divided by 12) up to $8K per month. Max 96K per year. Tax free.

Considered disabled if you can't hold a medical

Benefits payable until mandatory retirement age (unless furloughed or terminated for cause)

Some offsets and waiting periods...

BTW, this is much better than before. I knew a guy that had FREAKING Leukemia and could not get squat from the old LTD (Lual). "ah...you'll be back". UB