Hey... 
I'm a 19 yrs. "new hire". Anyway... Can we all get along here? As the infamous Rodney King would of once said? 4,288 independents! I've been more lately examining or scrutinizing our Anthem Buy Up (which I currently have). I'm here to tell you that while I fully expected, and was preparing that OUR insurance premiums would increase. Unfortunately, it's happening NOT only at the Fed Ex Corp., but it's all over and at many companies who are sharing the cost burdens with their employee groups. However, my concerns as they should be with everyone else is also the MAX OUT OF POCKET (per calendar year) increases. Specifically, look at the TA INSURANCE sect. blue insertions. The Buy Up option, "in network" as I'm thumbing through this crap! And, then to top all of this off, by upwards of 20% monthly premium increases through out a 6 yrs. TA! Holy cow. That is more than I had expected to pay, out of my pocket. Anyone else feeling pinched already? I feel that this is unacceptable in the amount of increases, given that FedEx is doing well as a whole. Why are we going to accept these hefty increases? This is a "big picture" item expense for us and needs to be fixed (already). A NO vote is swaying me.