Originally Posted by
Qotsaautopilot
Do you have a college degree? If so, you have an education to earn up to 80% of your predisability earnings. If you think for a second that this will not be what the insurance company says, you are wrong.
The only pilot LTD pilicies worth a shiit are based on holding a first class medical, have no offsets for other income or personal policies, and pay to 65.
When I went out 12 years ago for 18 months, the policy specifically stated that I would be paid unless I had previous training, education or experience in a field/occupation/job description that would pay 80% of my base pay. Not just any education MY education. FWIW, I have decades old Associated degree in professional aviation and a ERAU Bachelors in Professional Aeronautics. Please show me where I can make $130K/yr with that degree.
Don't get me wrong, I'm with you. I think that we need, must demand, better. We just need to talk reality, not conjecture.