When you retire, don't be surprised if you get nothing from Social Security. It will be determined that you've "had it too good." The unproductive decades long dope smoker from Colorado that never held a job for any significant period of time will need your money.

No big deal, right? You have done the right thing and pumped up that B-fund over many years. That is the smart thing to do in a world of no A-funds. Well, don't plan on "small" taxes on your withdrawls from your B-Fund during retirement. Other folks will need that money too.

All for the greater good, of course. There are 35 year old losers sitting on their mom's couch playing Xbox right now that will thank you. Actually, no they won't, because they will feel entitled to your money. Folks like Obama will make sure of it so they vote for them.

"The problem with socialism is that eventually you run out of other people's money."

---Margaret Thatcher