Need Help With Answers
I stumbled through the survey and did a "save, don't submit." I concur with what's been said here. But given it's the only hand I have to play at the moment, I want to make the best of it. Maybe I could get some help as follows?
1) C2K rates adjusted for inflation. I know somebody took the time to build a table to demonstrate what those amounts would be, and posted on APC. I cannot locate it now. Hints?
2) The concept of a post-retirement annuity on top of our defined contribution plan sounds appealing. Does anybody know how it would work? Assuming a chunk of money were allocated for that versus increases to our current "B Fund," what are the benefits versus seeking the same amount as additional wages? I project that all of us 12-year or better guys who exercise the max employee contribution will be bumping on 415C limits with the pay rates we hope to secure. Aren't increased employer contributions (or an annuity) just converted to wages in a round-about way, when 415 is triggered? Maybe the pooled-buy concept could score us an annuity that is a tremendous value compared to individual shopping. Otherwise I'm not sure. I was considering buying an annuity with 20% of my nest egg anyhow, so at least I'll have steady payments to buy Spam, Mad Dog 20/20 and pay the taxes on my single wide!
3) Do we consider retro pay to be a given? As a FNW pilot, I astounded a South captain when I balked at his assumption retro pay is "a thing." He says Delta always got it, always will. Obviously I am referring to retro based on the amendable date, not early deals. Particular to the survey's line of questioning, how long we're comfortable battling for a contract is somewhat correlated to the notion of retro pay. I'm good for a prolonged camp-out to get what's right. But a lot of guys are already counting lost dollars. What's the net group "feel" regarding retro?
4) There was a survey question about our satisfaction with the MEC. If we are talking MEC circa June/July 2015 ... well, you know my answer. If we are talking Malone and other changes at the LEC level, it's too early to tell. I'm pretty happy with the momentum at my Council 20, but those guys were on-board for doing the right thing with C2015 TA1 anyhow. How the heck do we answer that question about the MEC, without serious qualification?