At Alaska this year, they are encouraging everyone to sign up for the HSA plan which requires a high deductible. If I stick to my old PPO plan the premium will be $189 twice a month. If I opt for the HSA plan the cost drops to $109 twice a month. The deductible increases to $4000 per family per year. But the company give us $3000 to fund the account. With the monthly savings and the company contribution, the $4000 deductible is covered.

It seems too generous to be true. I'm still looking for the downside.