Originally Posted by Denny Crane

I am silver HSA too and I would definitely like to see the company fully fund the HSA.

But, off the top of my head, there are a couple of problems that would have to be overcome. 1. We all would like our HSA to be "fully funded." Unfortunately "fully funded" can mean different amounts to each of us depending on whether we are single, married with kids etc. 2. What is a "fully funded" HRA? I don't know.

Yes we do make choices that are right for our own individual circumstances. I was just saying that there is a huge difference between an HSA vs an HRA. One would want to use up every dollar in an HRA before retirement whereas this is not true for an HSA.

I'm sure we all would want this funding to be fair and equitable for all. I'm just saying it would be a lot more difficult to actually implement fairly than to say "let's just fully fund them."

Denny