Originally Posted by
forgot to bid
There is a lot of tongue and cheek. But unfortunately come to the 717, 16 days on buys you a line at less than 87. Less days on and you probably won't have a line since 92% of the trips have been four day trips or five. So pick your favorite four 21 hour four day trips or you're preferred off reserve days. One or the other.
As to the HSA... We'll pocket the rest.

That's true for most narrow-body fleets. Productivity has already decimated the bid packages. The constant quest for 0 credit time results in a longer average trip length. Which is why so many more people manipulate their schedules daily.
That's also a reason for more sick time usage. Every time you call in sick its 21 hours min. Not 5:15 or 10:30 to get over the flu/cold.
Maximizing tax exempt money is the most efficient way to go. If we had a 20% retirement those over the retirement contribution limit could still direct pay into an HSA account. I would guess those over the limit could also take advantage of the catch-up contributions.