Well many regionals now have an effective first year salary of $40k+ when new pay rates, retention bonuses, and sign-on bonuses are taken into account. Some provide hotels for commuters and most have a 2 hour reserve call out which gives crews more housing options. And some of the bases may be more affordable.

So, again, do your own research and maybe there is a regional that will work for you. Every person's situation and circumstance is different. If the other regional options still won't work for you, there are pilot positions opening up everywhere. Good luck to all in finding your best fit.