Originally Posted by
Gunga Din
Not sure I agree with this. 1st, a 15% participation requirement seems low. Especially after reading about the stuff here. Everyone agrees it's important and needed. This leads me to think we'd have more that 80% sign up.
2nd, if we pay for the fees the benefit is tax free. If it's company paid then it's generally not. The statement was vague so it's unclear how it would be structured. The idea of having "own occupation" to 65 is a big plus.
Like they say the devil is in the details. The rest of this offer is embarrassing tho.
Don't underestimate the cheapness of pilots. Barely over half of this pilot group evidently takes part in the 401k match. There shouldn't be any threshold for LTD. It protects your family and the investment you've made to get here.