Originally Posted by BoilerUP

Holy massive debt for a 25k career, Batman!!!

You need to call Key yesterday and talk to someone that can help you adjust your repayment schedule. You also need to start talking to other lending institutions (Bank of America, Sallie Mae, Capital One, etc) about refinancing or other options! If you really have over $100k in student loan debt you need MAJOR assistance...

Every time I read a post like this, I just have to say....Thank you God for the blessings I have, thank you Uncle Sam for the $$$ that helped pay for college, and thank you mom and dad for not only helping out with tuition but for giving me the work ethic to have three jobs while 18 hours of credit in college. It sure was a PITA but no debt whatsoever besides student loans and the wife's car is a wonderful, wonderful thing. Thank you ARW ALPA for negotiating a 3% B fund into the 401k along with a nice match and thank you T Rowe Price for having good fund managers to keep that 401k and my Roth growing nicely.