Originally Posted by
Xdashdriver
I've heard this many times and it confuses me. Since Mesa meets the requirements of offering an "affordable" plan, none of us qualify for the tax credit or savings. As a result you have to pay full price for the plans. When I looked at the offerings in my home state, Mesa's plans beat them all on coverage vs price. Are full price plans a lot cheaper than Mesa's insurance in a lot of states?
If you dont qualify for a subsidy for the ACA, then the employee only plan is almost always going to be cheaper. It is being subsidized by Mesa which is why I said when it comes to adding family members, the company has no obligation to meet any criteria for them. Mesa can charge whatever they want for family members but as for the direct employee, Mesa must meet the "minimum value standard".
Does My Employer Group Health Plan Meet Healthcare Reform's Minimum Value Requirements?