Originally Posted by Darant

If you dont qualify for a subsidy for the ACA, then the employee only plan is almost always going to be cheaper. It is being subsidized by Mesa which is why I said when it comes to adding family members, the company has no obligation to meet any criteria for them. Mesa can charge whatever they want for family members but as for the direct employee, Mesa must meet the "minimum value standard".

Does My Employer Group Health Plan Meet Healthcare Reform's Minimum Value Requirements?