I hear that some captains don't even contribute today to their 401k!!!! Along with new hires being to broke...

So negotiating even a 9 percent dc isn't as easy as it seems.

Anything less then 16 dc is a NO vote for me. Been at a 121 for a decade and the 50 grand in my 401k won't do much good. Speaking off, any way to roll that into my Roth so I can get some "compounding interest"?