I know - everyone's situation is different. Got it.

For those that gave up some relatively good seniority in the right seat to take that 85%+ WB Capt seat........any regrets or lessons learned worth passing along?

Obviously weighing all the typical issues:

Pros: money (monthly & retirement), making the calls vs living with Capt Waffle, ?

Cons: commuting into a crash pad, sitting reserve, gone for the holidays, lack of schedule flexibility