Originally Posted by
DiveAndDrive
Has anyone ever used Upstart? Thinking about trying to get a loan from them to pay off the credit card debt from my IR as well as for some cash to complete most/all of my COM. I was thinking about asking for like 16k. That would pay off my credit card debt and give me about 6k to play with for my commercial.
Upstart is one of several peer to peer lenders. Most of them will give you a rate/loan offer without a hard credit pull. What kind of rate did they offer you? Most of those lenders make their money of the origination fees and investor fees. Lending Club has some of the easier lending requirements and offers slightly better rates than others from what I've noticed.
You could also get a new credit card with zero interest for 18 months and do a low fee balance transfer. After 18 months, get take out a personal loan consolidate your remaining debt.
There are also some credit cards out there that have a lower regular interest rate than what you might get with a personal loans.
try this one;
https://www.truliantfcu.org/Visa or
https://www.simmonsfirst.com/persona...dit_cards.aspx
https://home.barclaycardus.com/cards...astercard.html