Originally Posted by ReadyRsv

At what point is this excessive?

Say I'm 35 right now. UAL is going to put enough away (assuming 16% and no changes to pay, tax rules, etc) enough for well over 5 million bucks.

I figure I will invest elsewhere with money I can use before retiring (real estate, college savings for kids, etc) while making the minimum contributions to the UAL fund required to max out tax advantages... But 10 million in the 401k just seems like putting too much where I won't be able to use it.