Originally Posted by azdryheat

Looked this up again and will check again with my financial guy.

The article you refer to was from 2014. Only one person in the article was over 53K and he was in a 403 plan. Also SEPIRA plans do not get the 6K in step up contributions and are limited to 25% of your self employment income.
The latest IRS publication 560 is pretty clear that if you are part of a defined contribution plan you have these max limits. Hope you are right, but I'm thinking not.