The benefit is not, and never has been unlimited. It's based on earnings, which is based on work performed. Nothing is at risk "up front." The employee performs a unit of work, a proportion is set aside to fund the "A" Plan, and a proportion is directed to the "B" Plan. When it's the "B" Plan, The Company has no choice but to incur the entire expense immediately and repeatedly. In the case of an "A" plan, the money still belongs to The Company and the obligation can be spread over time.

Why do people believe it's too expensive for The Company to save the money, but the pilot will have no trouble?






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