Originally Posted by
jetlag7
Too early to tell how the schedules are "working out" -- pilots are still decoding the best ways to "game" the system, while company schedulers are perfecting better methods to screw us...
There are two Health plan options.... one is similar to a PPO (lots of flexibility on where you choose to seek medical care, but higher co-pays and deductibles) while the other is similar to an HMO (lower deductibles and co-pays if you stick with "preferred" providers within the Blue Cross/ Blue Shield network)
Both options cover a broad number of procedures with very little or no cost to the pilot. For me, it's been the best health insurance program I've ever had in my career.
The Dental plan is fine for routine checkups, cleanings and minor procedures..... However, "out-of-pocket" expenses can get pretty high if you ever need major work done.
We also have a Vision plan and Prescription drug plan which are both very good.
Pilots do not pay monthly premiums for any of these plans.
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My daughter recently had elective surgery for something kids normally get.
Total bill. $8500.
My option? $100 copay.
It's great insurance.
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