This.... No AAG wholly owned can grow unless AAG decides to up the compensation. Period. It's just not happening. Envoy is ultimately shrinking. PSA has likely no growth left because we can barely staff what we have. And Piedmont is growing at Mach turtle. And it's only going to get worse going into 2017 and beyond. I'm not so optimistic that the flow is anything more than a way to get the top-paid regional CAs off the seniority lists and also attract some new hires. If you are more than 2 years from flowing I wouldn't count on it. Too much will change.